Psychologist Salary, Adjusted for Cost of Living
Psychologists earn the most in Oregon ($134,350/yr) — but once you adjust for what a dollar actually buys there, Oregon drops to #3, and New Mexico pays the most real money ($135,340 in U.S.-average buying power).
| # | State | Nominal / yr | Cost of living | Real pay / yr | COL shift |
|---|---|---|---|---|---|
| New Mexico | $124,800 | 92 | $135,340 | ▲ 2 | |
| North Dakota | $116,130 | 89 | $130,543 | ▲ 5 | |
| Oregon | $134,350 | 103 | $129,981 | ▼ 2 | |
| Alaska | $124,270 | 102 | $121,406 | — | |
| Wisconsin | $113,360 | 94 | $120,474 | ▲ 7 | |
| Arizona | $119,010 | 101 | $118,210 | ▼ 1 | |
| New Jersey | $127,090 | 109 | $116,805 | ▼ 5 | |
| Delaware | $113,050 | 100 | $113,267 | ▲ 6 | |
| Kentucky | $99,140 | 90 | $109,961 | ▲ 13 | |
| Colorado | $113,290 | 103 | $109,935 | ▲ 3 | |
| Missouri | $99,410 | 91 | $109,462 | ▲ 9 | |
| Ohio | $101,190 | 93 | $109,072 | ▲ 7 | |
| Massachusetts | $115,180 | 106 | $108,910 | ▼ 3 | |
| Minnesota | $107,030 | 99 | $108,527 | ▲ 2 | |
| Washington | $115,240 | 107 | $107,688 | ▼ 6 | |
| Hawaii | $117,860 | 110 | $107,193 | ▼ 10 | |
| New York | $114,400 | 108 | $106,003 | ▼ 6 | |
| Rhode Island | $107,490 | 102 | $105,094 | ▼ 3 | |
| Nebraska | $94,540 | 90 | $104,924 | ▲ 6 | |
| California | $116,000 | 111 | $104,769 | ▼ 12 | |
| Iowa | $91,690 | 88 | $104,476 | ▲ 8 | |
| Nevada | $102,650 | 100 | $102,672 | ▼ 4 | |
| Idaho | $97,790 | 96 | $102,404 | — | |
| Alabama | $90,800 | 89 | $102,226 | ▲ 6 | |
| Utah | $99,170 | 99 | $100,310 | ▼ 4 | |
| Georgia | $96,060 | 96 | $99,758 | ▼ 2 | |
| South Carolina | $92,700 | 94 | $98,881 | ▼ 1 | |
| North Carolina | $92,130 | 94 | $97,672 | ▼ 1 | |
| District of Columbia | $107,000 | 110 | $97,360 | ▼ 12 | |
| Wyoming | $89,890 | 93 | $96,978 | ▲ 1 | |
| Pennsylvania | $91,870 | 98 | $94,156 | ▼ 3 | |
| Indiana | $84,990 | 93 | $91,065 | ▲ 2 | |
| Oklahoma | $79,950 | 88 | $91,015 | ▲ 7 | |
| South Dakota | $80,130 | 89 | $90,454 | ▲ 5 | |
| Arkansas | $77,520 | 87 | $89,168 | ▲ 6 | |
| Michigan | $84,730 | 96 | $88,061 | ▼ 1 | |
| Mississippi | $76,000 | 87 | $87,404 | ▲ 8 | |
| Texas | $83,660 | 97 | $86,197 | ▼ 1 | |
| West Virginia | $77,040 | 90 | $86,081 | ▲ 3 | |
| Virginia | $86,520 | 101 | $85,575 | ▼ 8 | |
| Kansas | $76,690 | 90 | $85,147 | ▲ 3 | |
| Vermont | $83,270 | 98 | $85,006 | ▼ 4 | |
| Illinois | $83,750 | 100 | $83,785 | ▼ 7 | |
| Tennessee | $76,820 | 92 | $83,618 | ▼ 1 | |
| Florida | $85,610 | 103 | $82,784 | ▼ 12 | |
| Louisiana | $71,330 | 88 | $80,867 | — | |
| Montana | $68,160 | 95 | $72,016 | — | |
| New Hampshire | $64,270 | 104 | $61,700 | — |
How to read this
Nominal pay is the U.S. Bureau of Labor Statistics (BLS) median wage for psychologists in each state. Real pay divides that by the state's cost of living (BEA Regional Price Parity, U.S. average = 100), so it reflects what the salary is actually worth locally. A state with high nominal pay but high costs can rank lower on real pay than a cheaper state — that's the COL shift column.
Methodology: nominal medians from U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS) (May 2025 release); cost of living from the U.S. Bureau of Economic Analysis Regional Price Parities (all items, 2024). Real pay = nominal ÷ (RPP ÷ 100). Cite as “WageAtlas Real Pay Index.”
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